What rights do consumers have under the FDCPA?

The Fair Debt Collection Practices Act (FDCPA) provides consumers with protections against abusive debt collection practices, including the right to dispute debts and request verification.

How should I respond to a debt collector?

Respond promptly and in writing, requesting verification of the debt and keeping records of all communications.

Why is requesting debt verification important?

Requesting verification ensures that the debt is valid and that the collector has the legal right to collect it, protecting you from potential scams or errors.

Consumer Debt Collection Education

Navigating the world of debt collection can be daunting. Our Consumer Education section is designed to empower you with the knowledge needed to handle debt-related situations confidently.

📘 Learn About:

Your Rights Under the FDCPA: Familiarize yourself with the Fair Debt Collection Practices Act and how it protects you.
Responding to Debt Collectors: Get practical advice on how to communicate effectively with debt collectors.
Requesting Debt Verification: Understand the process of requesting validation of debts and why it’s important.

🏛️ Official Resources

CFPB Consumer Tools
FTC Debt Collection Info

Need personalized help? Use our Consumer Debt Collection Tool →